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Structured Settlement Funding & Inheritance Advances
Explore structured settlement funding options, inheritance cash advances and other qualifying annuity programs. Find a solution tailored to your financial needs.
Explore Funding Options$50M+
FUNDED TO CLIENTS
10,000+
SATISFIED CLIENTS
24-48 hrs
AVERAGE APPROVAL TIME
Most
STATES SERVED
A Rated
BETTER BUSINESS BUREAU
WHAT WE OFFER
Structured Settlement Funding & Inheritance Advance Solutions
Whether you’re exploring structured settlement funding or waiting for an inheritance to clear probate, First Capital and our funding partners help you evaluate your options. We also offer options for eligible annuity payments, including qualifying lottery and casino winnings. Find a solution tailored to your financial needs.
Structured Settlement Funding
Receiving structured settlement payments over many years? You may be able to sell eligible future payments in exchange for a lump sum, subject to applicable requirements and any necessary court approval.
Inheritance Advances
Probate can take months or even years to complete. If you’re an eligible beneficiary awaiting an inheritance, you may qualify for an advance to help cover immediate expenses before the estate is settled.
Lottery & Casino Annuities
Won the jackpot but locked into annual installments? You may be able to convert your future lottery or casino annuity payments into a single lump-sum cash payment today.
Mortgage Notes
Own a private mortgage or deed of trust? First Capital purchases eligible performing mortgage notes, allowing you to receive a lump sum instead of collecting payments over time. Contact us to discuss your note and explore your options.
Business Notes
Holding a seller-financed business note? First Capital purchases eligible business notes, allowing you to receive a lump sum instead of waiting for future payments. Contact us to discuss your note and explore your options.
OUR DIFFERENCE
Why Clients Choose First Capital
We’re not just a legal funding company and broker — we’re a financial partner committed to your best outcome.
Clear Terms, No Surprises
We help you understand the terms of your funding arrangement before you make a decision.
Our funding partners explain the applicable costs, obligations, and conditions so you can evaluate your options with confidence.
Transparent, Competitive Rates
Understand the costs and terms before you commit.
Our funding partners explain applicable fees, payment terms, and other conditions upfront, helping you make an informed decision with greater confidence.
A Straightforward, Timely Process
We understand that timing matters. Underwriters and funding partners work to review applications promptly and communicate decisions as soon as possible.
Timelines vary depending on the product, documentation, eligibility, and requirements.
Dedicated Case Specialists
Work with a dedicated specialist who helps guide you through the funding process.
Get personalized attention, clear communication, and support as you explore your options from application through funding.
Flexible Qualification Requirements
Qualification requirements vary by funding option. Eligibility may depend on the type and value of your expected proceeds, supporting documentation, and other program requirements.
Contact First Capital to discuss your situation and explore available options.
Attorney-Friendly Process
We understand the importance of communication with your legal team.
When appropriate, we coordinate with attorneys and other authorized parties to help facilitate the funding process, answer questions, and keep the transaction moving forward.
CLIENT STORIES
Real Clients. Real Relief.
Thousands of clients have trusted First Capital to deliver fast, fair legal funding when they needed it most. Now it’s your turn!
I won a nice jackpot and elected to be paid by annuity scheduled payments. Then tragedy struck and I needed cash for my business, fast. First Capital had me funded in 30 days (we had to wait on a Judge to approve). They provided no pressure at all. They were honest, professional, and genuinely cared about my situation. I highly recommend them.
My father passed and the estate was stuck in probate for over a year. I had no idea inheritance advances were even possible. First Capital explained everything clearly and funded me within two days. An absolute life saver.
I had a structured settlement paying me over 20 years and needed a lump sum for a business opportunity. First Capital gave me a fair, competitive offer with zero hidden fees. The process was seamless from start to finish.
Common Questions
We Know You Have Questions
Structured Settlement Funding can feel unfamiliar — we get it. Here are the most common questions we hear. For a complete list, visit our Legal Funding FAQs page.
View All FAQs
Who We Are
A Trusted Name in Structured Settlement Funding & Inheritance Advance Solutions
First Capital Legal Funding is a division of First Capital Financial Group, LLC — built on the belief that financial hardship should never force you into an unfair decision.
We specialize in structured settlement funding, inheritance advances, annuity purchasing and note purchasing for clients across most states. Our team brings decades of combined legal finance experience, ensuring knowledgeable guidance and fair terms every time.
We work directly with attorneys, estate administrators, funding sources and financial professionals to make the process seamless and professional from day one.
Integrity
Full transparency — no surprises, no hidden fees, ever.
Speed
We move quickly because financial urgency doesn’t wait.
Expertise
Decades of legal finance experience working for you.
Compassion
Every client has a story. We listen, and we genuinely care.
Ready to Get Started?
Don't Wait. Get the Cash You Need — Today.
Apply in minutes with no credit check, no risk, and no obligation. Our specialists are standing by to help you access the funds you’re entitled to.