Turn Your Future Payments Into Cash Today.
Fast, flexible legal funding advances for plaintiffs, structured settlement holders, heir's and beneficiaries.
$50M+
FUNDED TO CLIENTS
10,000+
SATISFIED CLIENTS
24 hrs
AVERAGE APPROVAL TIME
Most
STATES SERVED
A+ Rated
BBB ACCREDITED
WHAT WE OFFER
Financial Solutions Tailored to Your Situation
Whether you’re waiting on a lawsuit settlement, managing an inheritance, or holding a structured annuity, First Capital has a legal funding solution built for you.
Pre-Settlement Advances
Don’t let financial pressure force you into an unfair settlement. Get cash now against your pending lawsuit — repaid only if you win. Zero risk to you.
Structured Settlement Advances
Receiving annuity payments over many years? Access your money as a lump sum today without waiting decades for funds that are already rightfully yours.
Inheritance Advances
Probate can take months — even years. We advance funds against your inheritance so you can cover immediate needs without waiting for the estate to close.
Lottery & Casino Annuities
Won the jackpot but locked into annual installments? Convert your future lottery or casino annuity payments into a single lump-sum cash payment today.
Mortgage Notes
Holding a private mortgage or deed of trust? We purchase performing mortgage notes and give you an immediate lump-sum payout rather than years of monthly collections.
Business Notes
Seller-financed a business and now receive monthly installments? We buy business notes so you can unlock your equity immediately and move on to your next opportunity.
SIMPLE PROCESS
Get Legal Funding in 3 Easy Steps
We’ve streamlined the process so you spend less time on paperwork and more time focused on what matters most.
Apply Online or by Phone
Complete our quick, no-obligation application in minutes — online or by calling (800) 497-7701. No credit check required.
We Review Your Case
Our funding specialists review your case details and work directly with your attorney or relevant parties to verify your claim — usually within 24 hours.
Receive Your Funds
Once approved, funds are delivered via wire transfer or check — fast. You only repay us when your case settles or your payment arrives.
OUR DIFFERENCE
Why Clients Choose First Capital
We’re not just a legal funding company — we’re a financial partner committed to your best outcome.
No-Risk, Non-Recourse Funding
If you don’t win your case or receive your expected payment, you owe us nothing. Our advances carry zero financial risk to you personally.
Transparent, Competitive Rates
No hidden fees, no compounding surprises. You’ll know exactly what you owe before you sign — full clarity, every time.
Fast Decisions & Same-Day Funding
Most applications receive a decision within 24 hours, with same-day wire transfers available upon approval. We move fast for you.
Dedicated Case Specialists
You work with one specialist from application to funding — not a call center. Real people who know your case and are invested in your outcome.
No Credit Check Required
Approval is based on the strength of your case — not your credit score. Anyone can qualify regardless of job status.
Attorney-Friendly Process
Fully compliant and designed to work seamlessly with your legal team. We coordinate directly with attorneys from application to close.
CLIENT STORIES
Real Clients. Real Relief.
Hundreds of clients have trusted First Capital Legal Funding to deliver fast, fair funding when they needed it most.
I was injured in an accident and my bills were piling up. First Capital had me funded in 24 hours with no pressure at all. They were honest, professional, and genuinely cared about my situation. I can’t recommend them enough.
My father passed and the estate was stuck in probate for over a year. I had no idea inheritance advances were even possible. First Capital explained everything clearly and funded me within two days. An absolute life saver.
I had a structured settlement paying me over 20 years and needed a lump sum for a business opportunity. First Capital gave me a fair, competitive offer with zero hidden fees. The process was seamless from start to finish.
Common Questions
We Know You Have Questions
Legal funding can feel unfamiliar — we get it. Here are the most common questions we hear. For a complete list, visit our Legal Funding FAQs page.
Who We Are
A Trusted Name in Legal Funding & Financial Solutions
First Capital Legal Funding is a division of First Capital Financial Group, LLC — built on the belief that financial hardship should never force you into an unfair decision.
We specialize in legal funding, structured settlement purchases, inheritance advances, and note purchasing for clients across all 50 states. Our team brings decades of combined legal finance experience, ensuring knowledgeable guidance and fair terms every time.
We work directly with attorneys, estate administrators, and financial professionals to make the process seamless and professional from day one.
Integrity
Full transparency — no surprises, no hidden fees, ever.
Speed
We move quickly because financial urgency doesn’t wait.
Expertise
Decades of legal finance experience working for you.
Compassion
Every client has a story. We listen, and we genuinely care.
Ready to Get Started?
Don't Wait. Get the Cash You Need — Today.
Apply in minutes with no credit check, no risk, and no obligation. Our specialists are standing by to help you access the funds you’re entitled to.