Pre-Settlement Funding
Get cash now against your pending lawsuit — no credit check, no risk.
What We Offer
What Is Pre-Settlement Funding?
Pre-settlement funding — also called lawsuit funding or litigation financing — gives you access to cash now while your personal injury or civil lawsuit is still pending. Instead of waiting months or years for your case to settle, you receive an advance against the expected value of your settlement today.
Unlike a traditional loan, pre-settlement funding is completely non-recourse.
That means if you lose your case, you owe absolutely nothing.
There are no monthly payments, no credit checks, and no employment verification required. Repayment comes solely from your settlement proceeds — and only if you win.
At First Capital Legal Funding, we work directly with your attorney and our funding sources to review your case and provide a funding decision — usually within 24 hours.
Our goal is simple: to give you the financial breathing room you need to wait for the fair settlement you deserve, without being forced into accepting a lowball offer out of desperation.
Simple Process
How Pre-Settlement Funding Works
Apply in Minutes
Complete our free online application or call (800) 497-7701. We’ll ask for basic information about your case, your attorney, and the incident. No credit check required.
We Review Your Case
Our funding specialists work directly with your attorney to evaluate your case merits, expected settlement value, and timeline. Most decisions are made within 24 hours.
Receive Your Funds
Once approved, funds are wired directly to you — often the same day. You use the money however you need. Repayment comes from your settlement when your case resolves.
Eligibility
Do You Qualify for Pre-Settlement Funding?
Qualifying is simpler than you might think. Unlike traditional financing, we don’t look at your credit score or employment history — we look at your case.
Not Sure if You Qualify?
Don’t worry — just apply or give us a call. There’s no cost and no obligation.
We’ll let you know right away if we can help.
Or call us at (800) 497-7701
Why Choose Us
The First Capital Difference
Non-Recourse Funding
You only repay us if you win. If your case is dismissed or you receive nothing, you owe us nothing — period.
No Credit Check
Your credit score, employment status, and financial history play zero role in our approval decision.
24-Hour Decisions
Most applications are reviewed and decided within 24 hours of submission — sometimes faster.
Dedicated Specialist
You work with one dedicated funding specialist from application through funding — never a call center.
Attorney-Friendly
Our process is fully compliant and designed to work seamlessly with your legal team from day one.
Use Funds Freely
Pay bills, medical expenses, rent, or anything else you need. There are no restrictions on how you use your advance.
Common Questions
Pre-Settlement Funding FAQs
Here are the most common questions we hear about pre-settlement funding. For more answers visit our full FAQ page.
Does getting pre-settlement funding affect my lawsuit?
No. Receiving a pre-settlement advance has no impact on your case or your attorney's strategy. Your lawsuit proceeds exactly as it would without the funding.
How much funding can I receive?
Funding amounts vary based on the expected value of your settlement. We typically advance between 10-20% of your anticipated settlement value to ensure repayment is manageable when your case resolves.
What types of cases qualify?
We fund a wide range of personal injury and civil cases including auto accidents, slip and fall, workers' compensation, medical malpractice, wrongful death, and civil rights cases.
Is there a cost to apply?
No. Applying is completely free with no obligation. You only pay anything if your case settles successfully and you've received funding from us. Apply now to get started.
Ready to Get Started?
Get the Cash You Need
While You Wait for Justice
Apply free in minutes. No credit check, no risk, no obligation. A funding specialist is standing by to review your case today.